Our Services

Remember that the first step in the process is absolutely free with no commitment required during your free consultation.

  • Retirement Planning

    • Retirement Goal Setting

    • Social Security Analysis

    • Cash Flow Analysis

    • IRA Contributions

    • Roth Conversions

    • Review of Employer-Sponsored Plans

    • Annuities and Pensions

    • RMDs and Withdrawal Strategies

    • Self Employed Plans

    • Projections and Stress Tests of your Strategy

  • Investment Planning

    • Portfolio Rebalancing

    • Asset Allocation & Location

    • Risk Tolerance, Risk Capacity, and Time Horizon Assessment

    • Withdrawal Strategies

    • Account Aggregation

    • Monitoring of Outside Accounts (401k, etc)

    • Review Concentrated Positions

    • UGMA/UTMA

  • Cash Flow & Budget

    • Review of Income Sources

    • Setting Goals, Expenses, and Budgeting

    • Debt Management

    • Review of One-Time Expenses

    • Planned Large Expenses

    • Emergency Funding

    • Mortgage Review

    • Lines of Credit

    • College Planning (529s, etc)

  • Tax Planning

    • Tax Conscious Investing

    • Review of Cost-Basis

    • Review Realized Gains

    • Tax Loss Harvesting

    • Deductions & Credits

    • Potential Roth Conversions

    • HSAs & FSAs

    • Tax Return Review

    • Tax Projections

    • Federal & State WIthholdings

    • Meeting Tax Professionals At Your Side

  • Estate Planning

    • Wills

    • Power of Attorney

    • Living Will

    • Health Care Proxy

    • Trusts

    • Irrevocable Life Insurance Trusts

    • Estate Taxes

    • Individual & Charitable Giving

    • Meeting Estate Attorneys At Your Side

  • Insurance Planning

    • Review of Existing Policies

    • Life Insurance Needs Analysis

    • Long Term Care Analysis

    • Disability Insurance Analysis

    • Health Insurance Review

    • Homeowner’s or Renter’s Insurance Review

    • Liability Coverage

    • Health Savings Accounts

    • Medicare Advice

    • Auto Insurance Review

    • Meeting Insurance Brokers At Your Side

Additional Engagement Options: We acknowledge that sometimes you want a second opinion or a comprehensive analysis of your current financial trajectory, so we offer one-time planning services. You are welcome to continue the relationship at your discretion. The fee for a one-time comprehensive plan ranges from $4,000 to $8,000, depending on the complexity of your personal financial situation. This fee will include at least two meetings (or more based upon complexity). The total fee will not exceed the rate of $400 an hour.

What We Offer

During the first year of our planning relationship, we typically meet 5 times. While these 5 meetings will vary in content based upon your unique needs, we will analyze your entire financial life with the aim of maximizing your ability to meet your financial goals. We will work with your CPAs, Attorneys, Insurance Agents, or anyone else you engage in your financial life that enhances your comfort and benefit from the interaction. This includes being present at meetings upon request as well as maintaining availability for your questions, concerns, or difficulties. We will then continue to provide ongoing planning and advice about all aspects of your finances, monitoring the performance of your plan.