Our Services

Remember that the first step in the process is absolutely free with no commitment required during your free consultation.

  • Retirement Planning

    • Retirement Goal Setting

    • Social Security Analysis

    • Cash Flow Analysis

    • IRA Contributions

    • Roth Conversions

    • Review of Employer-Sponsored Plans

    • Annuities and Pensions

    • RMDs and Withdrawal Strategies

    • Self Employed Plans

    • Projections and Stress Tests of your Strategy

  • Investment Planning

    • Portfolio Rebalancing

    • Asset Allocation & Location

    • Risk Tolerance, Risk Capacity, and Time Horizon Assessment

    • Withdrawal Strategies

    • Account Aggregation

    • Monitoring of Outside Accounts (401k, etc)

    • Review Concentrated Positions

    • UGMA/UTMA

  • Cash Flow & Budget

    • Review of Income Sources

    • Setting Goals, Expenses, and Budgeting

    • Debt Management

    • Review of One-Time Expenses

    • Planned Large Expenses

    • Emergency Funding

    • Mortgage Review

    • Lines of Credit

    • College Planning (529s, etc)

  • Tax Planning

    • Tax Conscious Investing

    • Review of Cost-Basis

    • Review Realized Gains

    • Tax Loss Harvesting

    • Deductions & Credits

    • Potential Roth Conversions

    • HSAs & FSAs

    • Tax Return Review

    • Tax Projections

    • Federal & State WIthholdings

    • Meeting Tax Professionals At Your Side

  • Estate Planning

    • Wills

    • Power of Attorney

    • Living Will

    • Health Care Proxy

    • Trusts

    • Irrevocable Life Insurance Trusts

    • Estate Taxes

    • Individual & Charitable Giving

    • Meeting Estate Attorneys At Your Side

  • Insurance Planning

    • Review of Existing Policies

    • Life Insurance Needs Analysis

    • Long Term Care Analysis

    • Disability Insurance Analysis

    • Health Insurance Review

    • Homeowner’s or Renter’s Insurance Review

    • Liability Coverage

    • Health Savings Accounts

    • Medicare Advice

    • Auto Insurance Review

    • Meeting Insurance Brokers At Your Side

Additional Engagement Options


We acknowledge that sometimes you want a second opinion or a comprehensive analysis of your current financial trajectory, so we offer one-time planning services. You are welcome to continue the relationship at your discretion. The fee for a one-time comprehensive plan ranges from $4,000 to $8,000, depending on the complexity of your personal financial situation.
This fee will include at least two meetings (or more based upon complexity). The total fee will not exceed the rate of $400/hr.

Our Process

Values Meeting

In the first 45-minute complimentary meeting, we will get to know one another through a question and answer session that will help us to understand your values.

Your Goals, Our Solutions

In the second 45- minute complimentary meeting, we will deliver the customized one-page financial plan and present our thoughts on next steps. Should you like to continue working together, a client agreement will be signed.

Get Organized Meeting

We facilitate integration of verified data and documents with our software to gain a comprehensive picture of your entire financial position allowing us to recommend highly personalized and specific actions.

Goal Exploration

Based upon the data and the goals discussed earlier, we analyze which goals are attainable, define steps needed to reach those goals, and generate a financial plan highlighting our findings.

Plan Presentation

We present your comprehensive financial plan and begin implementation.

For clients who engage us for ongoing services, we meet twice annually to address various aspects of financial planning, and we will provide a monthly review of your financial situation in a wellness audit, communicating our findings via email. Additional meetings as needed or desired are included.

What We Offer

In the first year of our planning relationship, we will schedule five meetings, tailored to your specific financial needs.

These sessions are designed to comprehensively evaluate your financial landscape to optimize your capacity to achieve your goals.

We will collaborate closely with your financial advisors—including CPAs, attorneys, and insurance agents—to ensure a cohesive approach that maximizes your comfort and benefit.

This collaboration includes attending meetings at your request and remaining available to address any questions, concerns, or challenges you might face. Beyond these initial meetings, we will continue to offer ongoing guidance and monitor the performance of your financial plan, ensuring it aligns with your evolving goals.

Certified Financial Planning 7 Step Process

Fee Schedule

Total Assets: <500k 500k-1M 1M-2M 2M-3M 3M-5M 5M-10M 10M-15M 15M+
Total Fee: 1.50% 1.25% 1.00% 0.85% 0.75% 0.65% 0.55% 0.45%