Navigating tax strategies in retirement requires a comprehensive and forward-thinking approach. By focusing on your lifetime effective tax rate rather than annual tax minimization, you can achieve significant savings over time. The key is to be intentional and strategic, taking advantage of opportunities to manage your taxable income effectively.

Roth conversions are an increasingly popular strategy for managing retirement savings and optimizing tax efficiency. In this post, we will explore why Roth conversions can be particularly useful for retirees and how they can save you money in the long run.